Product title: 2027 Budget Planner Spreadsheet | Monthly Budget Tracker, Expense Tracker & Savings Dashboard (Excel + Google Sheets)

This all-in-one budget planner turns your spending into a clear picture. Log your transactions, pick a month, and see exactly how you're doing against your plan. No complicated setup, and no formulas to write.

What's inside

• Start Here: a quick guide so you're up and running in minutes
• Setup: 29 ready-made categories (add up to 11 more), with a monthly budget for every month of the year
• Transactions: log up to 1,000 entries with dropdown categories
• Monthly Budget vs. Actual: choose any month and see green/red indicators for each category
• Dashboard: live income, expenses, savings rate and 3 charts
• Annual Detail: a full year-by-category grid
• Savings Goals: progress bars and "needed per month" for each goal
• Debt Payoff: estimates your payoff date and interest